Quoting virden: Frank Pickles asked me specifically if the car had been modified in any way
I believe we will all have been asked this question when applying for or renewing insurance, whether that is by someone verbally asking or by ticking 'No' (or yes) to a 'written' question. I know what changes I have made to my 7, for example I have uprated headlight bulbs, I have fitted a 12v socket, I have put a heat shield covering the solenoid, I have better reflectors in my rear lights, I've got a big yellow splat on the nosecone! Does anyone declare such mods? - the answer is we should and let the insurers decide if they are relevant. Would they have an impact if I didn't declare them and then had an accident - unlikely, but then who knows...?