There is a pretty simple way to figure out if you should have a charge cooler. If you are running more than 10 psi boost, then the density increase outweighs the pressure loss, so it's worth doing. If you are running less than 7 psi boost, then the density increase doesn't outweight the pressure loss. If you're running between 7 and 10 psi then it's debatable.
Turbos can generate boost more easily than mechanically driven superchargers, and more heat gets picked up from the exhaust, so turbos are more commonly fitted with intercoolers.
SEP field working, not spotted in 103,100 miles. Some photos on webshots, updated 21 Sept