From the LV/Britannia Rescue t&c list of exclusions: 9. Breakdown and recovery assistance for vehicles involved in sporting events including racing, pacemaking, speed testing, rallies, trials and all other track based activities or practising for any such events, and those involved in leisure off road events. Through Nationwide I've used the service several times without problem but this will push me to look elsewhere and ditch the Flex Plus account now.