Ok, so if you already have a bi-amp set up then there is no real reason why you can't go the active crossover route.
Using the same amp for both bass and treble will do no harm, the point Adam makes is that you don't need so much power for the treble as you do the bass. Your amps should however have the same gain, ie for any given input signal voltage they have the same ouput voltage.
Regarding the power of the amplifier - more speakers are damaged through being under powered than over powered. The reason being is that under powered amps tend to be driven into clipping in an attempt to make the speaker louder. Clipping has nasty effects - the clipped signal is effectively DC which means the bass driver isn't moving and overheats. Also, the point change between sine wave and dc is effectively a very high frequency signal, so the tweeter gets a full whack too. This can knacker a speaker even at low volume.
You are unlikely to clip an over powered amp, however you can still damage the speaker by over driving it. The same over heating will happen when the speaker cone is pumelled into its end stop.
If your amp is anywhere near matched to the speaker you should be fine. Out of interest what amps and speakers is that you have ?
Cheers,
John