"Trackday insurance pretty much never covers third-party liability, it's cover for your vehicle only." Yes. As I said in my first reply, the 'usual' level of trackday cover is first-party only, but third-party cover is also available (though, generally speaking, it is quite expensive to buy). "...and they take you out, you have every right to claim from them..." Unless you've signed a waiver, agreeing not to take action against other participants (unless they cause an injury or death by their negligent actions). This is where the third party cover that the Club used to be able to provide was really quite valuable. Fortunately, however, driving standards and on-track etiquette is really good on Club trackdays and it's very rare for there to be a mishap of any nature. James
Club Trackday Support