Insurance prices and companies is something that always comes up on Blatchat, and it's always a bit of a struggle to find which thread has which information, so I figured I'd put my numbers in a blog post so as to be able to find them rapidly in future.

So, here's the July 2015 numbers:

2005 Roadsport SV / 1.8K / 140bhp / 7,000 road miles / fully comp / self+MrsH / garaged / suburbia / licences since 1989 and 1995 / no points / no convictions / one DVLA-aware medical condition / legal fee cover / no track / Caterham owners since 2012.

Excesses are total / windscreen replacement / windscreen repair, wherever we got that far on the call.

*2gether were recommended to me by someone on facebook; the call lasted about 3 minutes until I told the nice lady the renewal I'd been offered was £228, when she said she'd not waste my time any further! I wish Footman James had said the same, that would have saved me 20 minutes.

It was a tricky choice this year.

Peter James offered inclusive breakdown cover which would have saved about £35 elsewhere (Autoaid); Fluxy quoted an incredibly good price, with a tiny excess, reasonable screen excess and zero excess on screen repairs (most of the others have a £10 excess); A-plan and Glynwood were both very competitive too, although A-plan's £20 screen repair excess counts against them, as we've needed 2 repairs in the prior 3 years.

7,000 miles seems to be a sticking point for some insurers; for REIS it's the absolute limit of road mileage they'll cover, and therefore "it's loading the premium up"; another of the cheapest four gave me a great price for 7,000 (as you can see) but similarly couldn't give me a price at all for 10,000. I can't remember who that was now, sadly.

In the end, Lloyd & Whyte have my business again, partly due to the hassle-free way they just handled a stone chip repair; mostly for the fact their policy includes a ridiculous 10,000 miles - which I won't get close to, but I might get near to 7,000 this year so that massive headroom means piece of mind. Who knows, it might also open up the option of a European road trip?