It's that time of year again...

Here are our July 2016 numbers:

2005 Roadsport SV / 1.8K / 140bhp / 7,000 road miles / fully comp / self+MrsH / garaged / suburbia / licences since 1989 and 1995 / no points / no convictions / one DVLA-aware medical condition / legal fee cover / no track / Caterham owners since 2012.

Excesses are total / windscreen replacement / windscreen repair, wherever we got that far on the call.

I've had 10,000 miles for the last two years because Lloyd & Whyte were offering such a bargain price it wasn't worth not taking them up. However, we have been within 7,000 miles for the last couple of years, and L&W's previous underwriter has withdrawn from the market.

As a result, apparently, their quote was up by £50 this year, from last, despite another claim-free year of experience, whilst their excess got a bit worse. The fact they're now the official "Caterham Insurance Services" broker is, I'm sure, irrelevant.

A-Plan's price was looking excellent had 7,000 miles not been enough; for a mere £15 more they also offered a dizzying 12,000 miles, so worth a look if that's a factor.