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Legal expenses insurance, good idea?


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I reciently had my towbar mounted bike back, and 4 bikes taken out by someone rear ending me and when I went to claim throug the car insurance was told that I could not as the car was not damaged, the legal cover allowed me to persue the other driver for the costs, they are still working on it so I will let you know if it was worth it!
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My 7 was hit last year in France. I'm glad I had the legal expenses cover as they recovered all my uninsured losses and excess. The Frenchies insurance details were almost indecipherable on the accident form he filled in but I had enough photos of his vehicle for them to track him down in Annecy and get me what was owed.

So - IME it's worthwhile.

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